Free tool

Budget, allocation, CSV export. Under 2 minutes, no signup.

1Budget

2Units

3Export

100% private · No data stored

Why use this calculator

Save time
Get accurate HOA dues in under 2 minutes instead of wrestling with spreadsheets.
Export ready
Download CSV files to share with your board or homeowners instantly.
Any allocation
Equal splits, ownership shares, or custom weights — all supported.
100% private
Your data stays in your browser. Nothing is stored on our servers.

Calculate Your HOA Dues — Free & Accurate Estimate

Plug your annual budget once and instantly see HOA dues per unit, per period, and by ownership share percentages. This free HOA dues calculator works for equal allocations, HOA assessments, and custom ownership weights without fragile spreadsheets. Created for volunteer boards.

Use this HOA dues calculator to compare monthly vs. quarterly dues, model reserve contributions, and export CSVs you can share with your volunteer HOA board.

1. HOA profile

Describe your small HOA or condo association and how HOA dues should be allocated.

2. Annual budget

List every operating expense once, with annual amounts.

Click an example to add it

Budget Summary

Operating expenses total0.00 $

Include reserve contribution

Set aside part of the budget for future capital work.

Grand total0.00 $

Calculate Your HOA Dues — Free & Accurate Estimate

Use this HOA dues calculator to compare monthly vs. quarterly dues, model reserve contributions, and export CSVs you can share with your volunteer HOA board.

Quick inputs

Start with your unit count and payment cycle

Number of units

Payment frequency

1. HOA profile

Describe your small HOA or condo association and how HOA dues should be allocated.

Number of units

Payment frequency

Allocation method

Choose whether every unit pays the same amount or use percentages.

2. Annual budget

List every operating expense once, with annual amounts.

Annual HOA budget lines used by the HOA dues calculator.
Category	Label	Annual amount	Remove expense line
Start by adding your first expense. Examples: insurance, landscaping, utilities, maintenance…

Operating expenses total$0.00

Include reserve contribution

Set aside part of the budget for future capital work.

Grand total$0.00

3. Allocation summary

A quick look at per-unit dues based on your inputs.

Annual dues per unit

–

Enter expenses and units to see results.

Dues per period (Monthly)

–

Quick guide

Understanding the calculator

Estimate your HOA dues in minutes. Designed for small, self-managed associations and volunteer boards.

What it does

This calculator splits your annual budget across units. You get dues per period (monthly, quarterly, yearly) for each homeowner.

Payment frequency

Choose how often you collect dues: monthly, quarterly, or yearly. The calculator shows both period and annual amounts.

Your expenses

Add each budget item: insurance, maintenance, utilities, landscaping. One line per expense, annual amount.

Reserve fund

Set aside funds for future capital work. Most boards target 8–15% of operating expenses. Toggle on to include.

For a special assessment, add it as a temporary expense line.

Allocation method

Two options: equal per unit or by ownership shares. With shares, units with higher percentages pay more.

Results and export

See per-unit dues instantly. Download the CSV to share with your board or homeowners.

Planning tool only. Always verify final amounts with your board before communicating to homeowners.

Frequently Asked Questions

A few common questions about how to use this HOA dues calculator.

No. This calculator is for planning and educational purposes only. Your governing documents, state law, and any decisions voted by your owners always take precedence over the results shown here.

This HOA assessment calculator focuses on your recurring annual budget (insurance, utilities, landscaping, management, etc.). For a large one-time project, add a temporary expense line for this year or run a separate calculation to see how much each unit needs to contribute to the assessment.

Yes. Set the payment frequency to monthly, quarterly, or yearly and the dues per period will update automatically. The export keeps both the annual dues and the per-period amount so you can communicate dues on whichever cadence your HOA uses.

Yes. It works for any small association that needs to split an annual budget between units: HOAs, small condominium associations, and some co-ops. The only requirement is that you either treat all units equally or have a share/percentage for each unit.

You don't need a perfect budget to start. A simple estimate based on last year's invoices plus a reasonable reserve contribution is already useful. You can refine the numbers later as you get a better view of your real costs.

Most small HOAs review their budget at least once a year, usually before the annual meeting. If your costs are changing quickly (insurance, utilities, repairs), it can be helpful to run this calculator more often to see whether your dues still make sense.

Coming soon

Want to manage your HOA all year long?

We're building an online workspace for small HOAs to track dues, payments, and board decisions — without spreadsheets or endless email threads.

Track payments and send reminders automatically
Store documents and meeting minutes in one place
Collaborate with your volunteer board securely
Generate reports for annual meetings

Join the waitlist

Why use this calculator

Save time

Export ready

Any allocation

100% private

1. HOA profile

2. Annual budget

Budget Summary

Start with your unit count and payment cycle

1. HOA profile

2. Annual budget

Start by adding your first expense.

3. Allocation summary

Understanding the calculator

Frequently Asked Questions

Want to manage your HOA all year long?

Ready to bring harmony to your small HOA?

Understanding the calculator

Frequently Asked Questions