HOA Dues & Fee Calculator — Fair Split by Unit

Split your budget across units in 2 minutes. CSV export included, no sign-up needed.

100% privateNo sign-up neededFree CSV export

How it works

Calculate your HOA dues in 3 simple steps

Enter your budget

Add your annual expenses: insurance, landscaping, utilities, maintenance, and reserve contributions.

Set your units

Define how many units and choose equal allocation or custom ownership shares.

Get your results

View per-unit dues instantly. Download CSV to share with your board.

Quick guide

Understanding the calculator

Estimate your HOA dues in minutes. Designed for small, self-managed associations and volunteer boards.

What it does

This calculator splits your annual budget across units. You get dues per period (monthly, quarterly, yearly) for each homeowner.

Payment frequency

Choose how often you collect dues: monthly, quarterly, or yearly. The calculator shows both period and annual amounts.

Your expenses

Add each budget item: insurance, maintenance, utilities, landscaping. One line per expense, annual amount.

Reserve fund

Set aside funds for future capital work. Most boards target 8–15% of operating expenses. Toggle on to include.

For a special assessment, add it as a temporary expense line.

Allocation method

Two options: equal per unit or by ownership shares. With shares, units with higher percentages pay more.

Results and export

See per-unit dues instantly. Download the CSV to share with your board or homeowners.

Planning tool only. Always verify final amounts with your board before communicating to homeowners.

Need to plan for major capital expenses? Try the HOA Reserve Fund Calculator.

Frequently Asked Questions

A few common questions about how to use this HOA dues calculator.

HOA dues are calculated by adding all annual operating expenses and reserve contributions, then dividing the total among units. You can split equally or by ownership share percentage. Most HOAs collect dues monthly or quarterly.

Yes. Set the payment frequency to monthly, quarterly, or yearly and the per-period amount updates automatically. The annual total stays the same regardless of frequency.

HOA dues are recurring charges that cover the annual operating budget and reserve contributions. Special assessments are one-time charges for unexpected expenses or major projects not covered by existing reserves.

Most HOAs review their budget at least once a year before the annual meeting. If costs are changing quickly, running the calculator more often helps ensure dues still cover expenses and reserve contributions.

Coming soon

Want to manage your HOA all year long?

We're building an online workspace for small HOAs to track dues, payments, and board decisions — without spreadsheets or endless email threads.

Track payments and send reminders automatically
Store documents and meeting minutes in one place
Collaborate with your volunteer board securely
Generate reports for annual meetings

Join the waitlist

How it works

Enter your budget

Set your units

Get your results

Understanding the calculator

What it does

Payment frequency

Your expenses

Reserve fund

Allocation method

Results and export

Frequently Asked Questions

Want to manage your HOA all year long?

Ready to bring harmony to your small HOA?

Understanding the calculator

What it does

Payment frequency

Your expenses

Reserve fund

Allocation method

Results and export

Frequently Asked Questions